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			 The 
			countryside is greener than the city in more ways than one 
			
			  
			A survey of 
			the UK’s eco credentials in the home reveals country dwellers are 
			leading the way when it comes being green. According to the poll 
			of 2,000 adults commissioned by Calor, those living in rural areas 
			are more likely to use energy efficient light bulbs than those 
			living in the bright lights of the city. They are also more likely 
			to use their heating system efficiently, have insulation, invest in 
			solar technology and recycle. And country dwellers are less likely 
			to leave appliances on standby than fast living city slickers.  
			The survey reveals 9 out of 10 people living in the country rate 
			themselves as green. 1 in 7 living in cities confesses to not having 
			a green bone in their body and 1 in 10 say they are simply not 
			interested. 
			Laura Luty of Calor says:- “Our poll shows the countryside is 
			leading the way when it comes to greener lifestyles. However there 
			are still some homes that could be more energy efficient, helping 
			the environment and reducing fuel bills in the process.” 
			LPG is the cleanest fossil fuel available in non mains gas areas, 
			with significantly lower carbon emissions than oil.   
			
			  
			  
			As the leading 
			supplier of LPG to rural homes, Calor is committed to making 
			customers lives easier for example offering automatic fuel top-ups 
			through its innovative telemetry system 'The Think Tank®', which 
			regularly monitors gas levels and automatically alerts the local Calor depot when the tank is running low so that a delivery can be 
			scheduled in advance, giving customers extra peace of mind. 
			
			A MAN CHARGED WITH GUN AND DRUG POSSESSION - WOOLFALL HEATH AVENUE, 
			HUYTON 
			DETECXTIVES 
			have charged a man following the discovery of two firearms, 
			ammunition and Class A drugs at a house in Woolfall Heath Avenue, 
			Huyton, on Friday 10 July 2009. David Wilson, aged 58, of Woolfall 
			Heath Avenue, Huyton, has been charged with: possession of a 
			handgun, possession of a shotgun, posession of ammunition and 
			possession of Class A drugs with intent to supply. He will appeared 
			before Huyton Magistrates on Monday 13 July 2009. 
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			 Young 
			drivers risk becoming ‘accidentally uninsured’ through lack of 
			knowledge 
			NEW research 
			reveals many young motorists are invalidating their insurance cover, 
			risking fines and breaking the law, by misunderstanding the small 
			print on their policy. The Autoglass® poll of 3,000 drivers reveals 
			a worrying lack of knowledge among all age groups about what can 
			invalidate their insurance. But it is young motorists aged 25 and 
			under who are most at risk of becoming ‘accidentally uninsured’ and 
			creating a menace for other road users. 
			 
			49% of young motorists think putting their car insurance in mum or 
			dad’s name is a perfectly acceptable way to bring the cost of their 
			cover down. But not being truthful about who is the main driver of a 
			vehicle can invalidate the entire policy.   48% would not 
			report minor incidents to their insurer if they don’t intend to make 
			a claim. But insurers say that any incident should be reported, 
			regardless of whether the policyholder intends to make a claim, and 
			failing to so could void the cover. 
			 
			30% of young drivers mistakenly believe that a fully comprehensive 
			policy on their own car automatically means they are insured to 
			drive a mate’s set of wheels. But in many cases young people under 
			25 are only covered to drive their own, insured vehicle and not any 
			other unless they are a named driver.  21% do not declare any 
			driving offences if they total less than 6 points on their license 
			as they don’t think they have to. However insurance companies could 
			take a dim view of such information being withheld.  27% of 
			young motorists don’t think they have to tell their insurer if they 
			move house or change the address of where the car is normally kept 
			but this can jeopardise a policy. And 44% wrongly think a standard 
			insurance policy automatically covers them for both personal and 
			business use of their vehicle, which is very unlikely to be the 
			case. 
			 
			Nigel Doggett, managing director of Autoglass® says:- “It is 
			vital that all drivers take the time to understand the detail of 
			their insurance policy to ensure they fully comply with its terms, 
			and this includes providing accurate information in the first place. 
			Finding out too late that you have become ‘accidentally uninsured’ 
			is a serious issue. Not only is it likely to prove expensive, it is 
			also against the law to drive on the roads without a valid car 
			insurance policy.” 
			 
			Malcolm Tarling at the ABI says:- “All motorists need to make 
			sure they understand what is and is not covered by their insurance. 
			But if any motorist is unsure the golden rule is check your policy 
			and if necessary talk to your insurer or broker so that you can 
			drive with the confidence that you are covered.” 
			 
			The research identifies the top 5 misunderstandings among all 
			drivers that are putting their insurance cover at risk:- 
			1. putting the policy in someone else’s name 
			2. not reporting minor incidents 
			3. believing insurance automatically covers business as well as 
			personal use 4. believing a fully comp policy extends to any vehicle 
			5. not telling an insurer about a job/career change  |